Good With Money

Finally know where your money’s going, and what to do next.

This is a practical, one-on-one approach to setting up a zero-based, digital envelope budgeting system using YNAB. We use your own numbers as the foundation and build a plan that fits your actual life.

You don’t need to be in financial crisis to want a better system. You might be earning steadily, covering your bills, even paying off your credit card each month, but still feel like your money just disappears.

You’ve tried tracking it. You’ve tried starting over every few weeks. You’ve avoided looking at it altogether.

You’re not bad with money. You just haven’t had a system that sticks…yet!

How it works

We start small. Then we build the system, together.

Step 1: A quick, free call (20–30 minutes)

Before we dive into your budget, we’ll talk. No pressure, no prep. Just a short conversation to get a feel for your money landscape, answer any questions, and see if this next step feels like the right one.

Step 2: The YNAB Setup Session – $150

This is a 90-minute working session where we set up your real-life budget using YNAB and the principles of zero-based, envelope-style planning.

You’ll come in with your basic numbers prepped (I’ll send a checklist), and together we’ll:

  • Map your spending categories

  • Set savings targets and timing

  • Plug your plan into YNAB

  • Start assigning real dollars to real priorities

By the end, you’ll have:

  • A working, personalized budget

  • Envelopes starting to fill with money for upcoming spending

  • A clearer picture of what your life actually costs

  • The start of a system you can keep using, with or without continued support

This session stands on its own. But if you want to keep going, we can.

Step 3: Ongoing support (optional, flexible)

If you’d like continued help building habits, adjusting your system, and staying consistent as life and spending happen, we can keep working together.

After our setup session, you'll have a full view of your money—and from there, you can decide whether you want ongoing support, and if so, which option fits your plan. I’ll offer three levels of support so you can pick what works for your goals and your current cash flow.

I help you budget for our coaching based on the money you already have. That’s the whole point of this work.

Here’s what ongoing support can look like:

Light Touch – $100/month

For those who want accountability, not a full schedule.

Includes:
• Voxer and email check-ins
• One 30-min session per month

Hands-On – $225/month

For folks still building the system who want more support.

Includes:
• Two 45-min sessions per month
• Unlimited Voxer between sessions

Deep Partnership – $400/month

For those who want high-touch, real-time support.

Includes:
• Weekly sessions (45–60 min)
• On-call Voxer access
• Personalized momentum, decision-making help, and deep dives

If you decide to continue after the setup session, we’ll start fresh with a monthly support plan that works for your budget and needs.

Most clients continue for 1–2 months after the setup session, then taper off into independence (or come back when they need a refresh.)

What you’ll walk away with

  • A real-time budget that reflects your actual life.

  • A paycheck plan that doesn’t reset every two weeks.

  • The ability to say, “I know where my money’s going,” and mean it.

  • A system that makes space for savings, even for things you haven’t fully named yet.

  • You’ll stop leaking money without realizing it, and start noticing dollars you can actually use toward the stuff you care about.

  • You’ll feel more steady, less scattered, and able to make decisions without second-guessing every step.

What makes this different

Most people are trying to plan without seeing what’s actually happening. Most tools are built for people who already feel organized. Most advice comes with shame, overwhelm, or a side of “just be more disciplined.”

This is not that.

We look at your money together, with calm and curiosity, we name what’s been foggy, and we build a system that works in real time based on decisions that YOU make for yourself.

You don’t have to change everything. You just need a way to direct your money beforeit disappears.

Ready to get started?

Let’s talk for 20 minutes. It’s confidential, judgement free, and I truly don’t have any emotion about what your numbers are - I’m just here to help you start looking at them.

What clients are saying!

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I am a YNAB Certified Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.